The Phaserl


The Accumulation of Phantom Wealth

by Pater Tenebrarum,

Retirement Nightmare

It is widely known that Americans on average have saved very little, and in many cases actually nothing, for their retirement. Here are a few examples of studies looking at retirement savings: one recent study found that 50% of US citizens have saved precisely zero for their retirement. We quote:

“The youngest and the poorest are the least likely to be putting money aside. Fifty-six percent of all 18- to 34-year-olds are not saving at all for retirement, according to the study. In addition, just 23 percent of Americans earning less than $50,000 per year contributed at least $2,500 to their retirement accounts over the past year.

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